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And the winners are…

And the winners are… Contests are always fun! Who doesn’t want to win a prize? In December, we launched our first Survey Contest on our Facebook Page and we accepted entries into January. After over 450+ entries, 3 lucky winners were drawn. Bruce McManus and Penny Wrightly, sponsors of the contest, recently awarded the trio.. read more →

Why do an Annual Mortgage Checkup?

Why do an Annual Mortgage Checkup? With the recent changes in mortgage rules, a new president to the south of us, and upcoming CMHC premium hikes (coming March 17, 2017), it makes sense to take a peek at your mortgage to make sure you are still on the right financial path for your goals.  That.. read more →

When All You Need Is The Downpayment

When all you need is the downpayment   You’ve managed to build and keep your credit rating in good standing and you have a great job (or jobs) with decent income. Now all you need is the downpayment so that you can buy your first home. For many Canadians,  this is the hardest part of.. read more →

New Rules to Qualify for a Mortgage

New Rules to Qualify for a Mortgage  This week, Department of Finance Minister Bill Morneau announced further regulations in the Canadian Housing market.  These changes include: Standardizing lending criteria for high and low ratio mortgages,including a Mortgage Stress Test Closing loopholes for capital gains exemptions for non-residents Consulting industry stakeholders to ensure risk is properly.. read more →

Georgian Triangle Humane Society Walkathon Recap

Recap: 4th Annual GTHS Friends for Life Walkathon  Every year Georgian Triangle Humane Society (GTHS) holds an annual fundraiser that brings out 250-500 supporters and their furry friends to walk a trail in the Collingwood and Blue Mountain area.  This year’s event, which was held September 24th,  was filled with activities, events and local vendor.. read more →

Getting a Mortgage Just Got a Little Tougher

Getting a Mortgage Just Got a Little Tougher   This week,the Office of the Superintendent of Financial Institutions (OSFI) announced that beginning this fall, November 1st, there will be new guidelines affecting mortgages in Canada.  Mortgage professionals and bankers are cringing at what might be next.  Mortgage changes may only apply to the banks but.. read more →